Your money or your life vicki5/21/2023 I also got really into personal finance, which… well, here we are. I also began looking for ways to increase my earnings and decrease my expenses, which at the time meant doing things like “only riding the bus during off-peak hours” and “eating peanut butter and raisin sandwiches because raisins were cheaper than jam.” I got out of telemarketing and into receptionisting, which paid a few more dollars an hour and required slightly less time on the phones. I immediately started tracking my finances - and never stopped. Step 1: track everything you earn and everything you spend. I also appreciated that YMOYL - yeah, that’s what the cool people call it - broke the process of achieving financial independence into a series of simple steps. I was inspired by the idea of financial independence, partly because I wanted to have the freedom to make art and partly because I hated telemarketing and wasn’t qualified to do much else. (Arguably, it led me straight to my current career.) I read it shortly after I graduated from college, when I was working as a telemarketer and trying to figure out how to save enough money to… well, to save money, for starters. I’ve written about this on The Billfold before, but Your Money or Your Life changed my life.
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